When You Don't Have Dental Insurance
Gerald M • May 14, 2015
Don’t have dental insurance?
You’re not alone, according to the Centers of Disease Control and Prevention, nearly 45-million Americans are living without dental coverage. It’s due to the lack of insurance, that patients often find themselves placing their oral health on hold. However, like most problems, if left unattended only becomes bigger, more painful, and often times more expensive—and your oral health is no exception.
The truth is, a dental emergency will appear whether or not you are insured, and have a habit of striking at the most inconvenient times. If you are one of the many Americans without dental coverage, you do not have to put your oral healthcare on hold, you have other options other than seeking a specific dental insurance dentist.
Dental Discount Plan Offered By Your Dentist
Our Wellness Dental Plan. Unlike insurance, there are no claim forms or waiting periods. For an affordable yearly fee, an individual or family can receive two basic cleanings per year. You will also receive a 20% discount on all dental procedures including fillings, root canals, crowns, x-rays and emergency visits. This is a less expensive substitute for dental insurance with almost the same benefits.
Financing
Some dental offices will offer patient financing through a third-party company. This is an affordable alternative to making a large payment upfront, and incurring interest charges through a credit card, as most plans offer a no-fee financing. If you have poor credit, you may need to have a cosigner to qualify.
Dental Schools
Dental schools have clinics that offer quality low-cost dentistry. All the work is performed by a student, but under the observation of a licensed dentist. There are also many dental hygiene schools that offer cleanings at little to no cost. The only downside to having work done at a school is that the appointments tend to run longer, and you may have to make two or three trips, but if you are willing to put in the extra time, dental schools are an excellent resource.
Not having dental insurance does not mean you cannot see a dentist regularly, and take the necessary steps to prevent greater damage.
If you need a dentist but have no insurance, don’t put your oral healthcare on hold. Take advantage of
wellness dental discount plan
to not only save on the treatment you need now, but insure the preventative oral care you need in order to preserve not only a beautiful smile, but your overall health as well.
Copyright: seoterra / 123RF Stock Photo
Copyright: seoterra / 123RF Stock Photo
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