Saving Money on Family Dental Care with an Affordable Dental Plan

Dental care is always in the back of our minds as an expense that can literally break the budget if things go bad. Many families today are struggling just to pay medical insurance premiums, let alone adding an expensive dental plan to the mix. However, especially for parents, family dental care is a necessity. Those annual visits can end up saving you far more than they cost. One way to meet the cost of dental care in the middle without actually purchasing expensive insurance is by using an affordable dental care plan.

Why Don’t You Have Dental Insurance?

The most often heard answer to this question is probably, “My job does not offer it and I cannot afford it.” Can you really afford not to have some type of coverage? What are the realities of family dental care?

1. If you have children, they need to see the dentist twice a year for treatments such as cleanings, x-rays, and checkups.
2. Not going to the dentist can allow beginning tooth decay to create severe, and more costly, problems.
3. Cavities and dental emergencies are inevitable and paying for this care 100 percent out of pocket can put undue stress on a family budget.

We just have you three reasons why you should quickly start looking for family dental care plans. It may seem like you are saving a few dollars now, but the problems that can and will happen by not going to the dentist on a regular basis will cost you far more than monthly or yearly plan costs.

How Can an Affordable Dental Care Plan Help You?

• Emergencies – when children are involved, Emergency Room visits are a very real possibility. While your medical insurance will cover bumps and bruises, what happens if your child needs an emergency extraction or is accidentally hit in the mouth causing tooth damage during one of his or her games? A good dental plan can help offset the “emergency” bills.
• Braces – many children can benefit from braces, but they are often very expensive. The cost of the braces is often the reason parents will allow nature to take its course in terms of how their children’s teeth grow in. Something to offset the cost of braces will make them more affordable and help provide better oral care for your children.
• Family Members – with many businesses cutting back on benefits, your company may only be willing to cover your dental costs. If you are the wage earner in the family, the cost of dental care for the rest of your family will come out of pocket. If you cannot afford dental insurance, alternative coverage is an affordable option.

These are just three ways a plan such as the Wellness Dental Plan can help you save money on your yearly dental costs. If you do not have dental insurance for either you or your family, consider one of our many plans that can help offset as much as 20 percent of your annual dental bills. For more information and to see our plans, please click here.

*Photo Courtesy of Picture of Money via Creative Commons License